Generational Wealth Transfer
You already have excess wealth that you plan to pass on to the next two generations. You want them taken care of financially and have likely earmarked a portion of your investment portfolio for them. One issue that arises is that all non-registered investment growth...
Simplifying insurance coverage – Rent, Lease, or Own
Simplifying insurance coverage At times, it can feel like Life Insurance Companies have overcomplicated the products they provide by using fancy names and acronyms. This has left many Canadians feeling confused. Fundamentally, there are only three plan types to...
Protecting Your Retirement Income
Protecting Your Retirement Income We know most people will make it to retirement without suffering a major illness but if you are one of the unlucky ones, what happens now? Would you forego 1% of your annual rate of return to eliminate this risk? Sure, you could...
Fund your legacy with life insurance
Life insurance is a smart decision to make to secure your family's income and expenses in the event of the unexpected. Another positive of having life insurance is that you can fund your legacy plan with it. What is legacy? A Legacy Plan is simply a Participating...
Life insurance for children
The moment you’ve been waiting for is here and whether you’re thinking of having a baby, are in the process of, or already had, you will always wonder about the world that awaits them. It’s a precious life event that is and will be affected by your decision. ...
Financial Stress: The power of positive thinking
When in the process of improving your financial situation, the power of positive thinking should not be underestimated. It’s true, …
Top 5 Habits of Financially Successful People
Financial success doesn’t just happen. It takes a system of habits that will take you towards your goal. Often, we don’t see the hard work, passion, dedication, and constrained budgets that go into creating the lifestyle of a financially successful person. Where do...
What Is Universal Life Insurance?
What Is Universal Life Insurance? Universal Life Insurance provides much more flexibility when it comes to the benefits and therefore premium payments that come with this policy. Your life insurance and financial needs won’t always be the same. Today, you may be...
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