What Is Universal Life Insurance?
What Is Universal Life Insurance? Universal Life Insurance provides much more flexibility when it comes to the benefits and therefore premium payments that come with this policy. Your life insurance and financial needs won’t always be the same. Today, you may be...
What is Term Life Insurance?
What is Term Life Insurance? Term Life Insurance is a contract for insurance on your (or another person’s) life that you buy for a set period of time (a ‘term’), usually 10 years. You pay premiums to keep the policy in force’. At the end of each term, you can usually...
What is Disability Insurance?
What is disability insurance? Disability Insurance provides you with financial security when an accident or illness causes you to be disabled and unable to work or earn an income. What is disability insurance? Disability insurance replaces a portion of your...
What is Critical Illness Insurance?
Critical Illness insurance is a relatively new form of protection that provides money while you are still alive. It has tremendous flexibility if you become critically ill because there are no requirements for how you spend the lump-sum of money that you receive....
7 tips when writing your will
Everyone should have a proper will, which is a document that expresses your wishes for how your property will be distributed if you die. If you have minor children, a will also names the person or persons who will look after them. A will is different from a living...
Mortgage protection insurance or life insurance?
If you’re like most Canadians, your home will likely be the biggest purchase you’ll ever make — by far. The multiple visits, negotiations, and dreams of life you’ll make in your new home are both stressful and exciting. You’re eager to get it all done and move in....
3 Financial Goals to follow in 2021
While many follow the same goals every year, others don’t have any goals set it in place. There no such thing as the right or wrong timing with regards to self-improvement. If you feel ready to step up your game, there’s no better time than the present. We would like...
Make 2021 a Successful Year. Start Planning Now
Happy New Year! As we enter the new year, new financial goals and strategies to achieve them must be set. The coronavirus pandemic has taken a hit on everyone’s financial health in 2020. As the new year is here, it’s time we reflect and prepare for a better 2021. Are...
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