by CFS Wealth Management Inc. | Jan 27, 2022 | Life and Health Insurance 101, Life Insurance
Protection from a major health event and a little forced savings for your healthy future self. One of the unique features in the Canadian living benefits insurance market is the ability to receive all your premiums back if you don’t claim on the contract. Did...
by CFS Wealth Management Inc. | Jan 17, 2022 | Life Insurance
Corporate Owned Permanent Insurance When should you consider Participating in Whole Life Insurance inside your Corporation? (Permanent Insurance) You’re a significant shareholder in a Canadian Controlled Private Corporation Age 40+ and healthy The...
by CFS Wealth Management Inc. | Nov 9, 2021 | Life Insurance, Retirement
Protecting Your Retirement Income We know most people will make it to retirement without suffering a major illness but if you are one of the unlucky ones, what happens now? Would you forego 1% of your annual rate of return to eliminate this risk? Sure, you could...
by CFS Wealth Management Inc. | Feb 26, 2021 | Life and Health Insurance 101, Life Insurance
What Is Universal Life Insurance? Universal Life Insurance provides much more flexibility when it comes to the benefits and therefore premium payments that come with this policy. Your life insurance and financial needs won’t always be the same. Today, you may be...
by CFS Wealth Management Inc. | Feb 17, 2021 | Life and Health Insurance 101, Life Insurance
What is Term Life Insurance? Term Life Insurance is a contract for insurance on your (or another person’s) life that you buy for a set period of time (a ‘term’), usually 10 years. You pay premiums to keep the policy in force’. At the end of each term, you can usually...
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